How to Loan Money from Coolbucks (Simple Steps!)

Do you want to borrow money from Coolbucks loan app immediately but don’t know how? You asked around to see if anyone knew anything about lending money from them, but no one could answer.

If you’ve tried everything and still can’t seem to loan money, or if you want to know Coolbucks’ interest rate, their head office, or how you can repay your loan?

This article will discuss everything you need to know about Coolbucks loans, interest rates, where you find their head office, and much more.

Let’s get started.

How to Loan Money from Coolbucks 

Coolbucks is an online financial institution that offers services such as loaning money to salary earners. Furthermore, lending money from Coolbucks is easy if you already have their loan requirements. 

In addition, if you want to loan money from Coolbucks and don’t know how to, here’s a short guide that will show you how.

  1. Navigate through their official website.
  2. Click the option telling you to apply.
  3. Provide your name and email address if you don’t already have an account.
  4. Then proceed in providing all the loan requirements they asked for.
  5. And lastly, wait for your loan approval.

Coolbucks Loan Requirements

Every online financial institution offering loan services requests certain documents to be submitted. And If you want to lend money from Coolbucks, you must submit certain details or documents before they can approve your loan request. 

However, here are the Coolbucks loan requirements.

  1. You must have your Utility Bill.
  2. You must have a valid identification card, an International passport, national ID card, driver’s license, or any other government-approved identification card.
  3. You must provide a 6-month bank statement in PDF format.
  4. And also, you must provide an employment letter except if you are a salary earner or banker earning up to ₦140,000.

How Much Can You Get As a Loan from Coolbucks

There is no limit to the amount you can get as a loan from Coolbucks. Moreover, it all depends on how trustworthy you are in repaying your loans. In addition, you can get a loan as low as ₦15,000 at first, and over time it increases up to ₦5,000,000 for salary earners.

Coolbucks Interest Rate  

Coolbucks has a low-interest rate and longer tenure for repayment. But when you loan money from them and can’t repay it at the due date, they have a rolled-over fee of 2%.  

Coolbucks Loan Term

Almost all online financial institutions have similar loan terms. And for Coolbucks loan terms, theirs are very simple because they allowed top salary earners to loan as much as they could if they passed the verification methods, and within minutes their loan would be sent to them.

How To Repay For Coolbucks Loan

Repaying for a Coolbucks loan is not hard. Moreover, you will have to login back into your account and generate a payment method, or you can contact their customer care service.

Coolbucks Head Office

If you want to visit Coolbucks Head Office, you can visit them at 11A/B Oko-Awo Street Victoria Island Lagos.

Coolbucks Customer Care

If you have a problem with Coolbucks or need to contact them in an emergency, you can do so via email or call their office.


Phone Number: +2349030349308 

Coolbucks App

 We can’t get the official application for Coolbucks. Still, if you want to loan money from them, you can visit their official website—create a profile, and submit all the necessary documents they ask for.

Coolbucks Website

Coolbucks’ official website is

That’s it on how to borrow money from Coolbucks also, read our article on how to borrow money from PalmPay.

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